Life as a student in Amsterdam
At the start of your studies at the Conservatorium van Amsterdam it is also useful to consider certain practical matters that are not directly study related, such as topics that have to with money, health and safety. Which authorities can you go to when you are dealing with a personal matter? Who can you turn to at the CvA when problems arise that may affect your studies?
Additionally, international students also have to take into account which steps to take when you have found housing. You have to register with your local municipality, apply for your DigiD, perhaps open up a Dutch bank account and figure out which insurances you need.
All these matters will be discussed on this page.
Upon arrival in the Netherlands
(source: studyinnl.org)
Register with your local municipality
If you stay in the Netherlands for more than 4 months, you must visit your local municipality and register as a resident in the Basic Registration of Persons (BRP) database. In order to register you have to make an appointment with the municipality.
After your registration you will receive a citizen service number, which is called Burgerservicenummer (BSN), on the spot. You need a BSN to open a Dutch bank account, to take out Dutch health insurance, to apply for benefits or to get a job or internship in the Netherlands. Read more about the BSN on the website of the Government of the Netherlands.
At the start of the academic year (and sometimes halfway through the academic year) the municipality of Amsterdam often organises registration days for international students. During these registration days, you can register without making an appointment. More information about registering at the municipality of Amsterdam can be found here.
Get your DigiD
After you have received your BSN, you can apply for a DigiD. With this ID, you can arrange government-related matters online. With a DigiD, you can log in to government websites such as DUO (student finance), the Tax Office (taxes) or municipal services. Read more about DigiD for expats in the Netherlands.
Opening a Dutch bank account
If you are staying in the Netherlands for a long period of time, it is advisable to open a Dutch bank account. Most people use a Maestro debit card. Many supermarkets do not accept credit cards and some shops do not even accept cash. You must have a Dutch bank account if you are working or doing an internship. Read more about banking for expats in the Netherlands.
Check the coverage of your health insurance
Health insurance is compulsory for all residents of the Netherlands. Whether you need a Dutch health insurance as an international student, depends entirely on your current situation. If you are just here to study, then legally you are not allowed to have a Dutch health insurance. If this is the case, please make sure that your current health insurance company covers your insurance costs while studying in the Netherlands. Things change however when you have an internship or a part-time job. Chances are you probably do need to have a Dutch health insurance.
Read more about health insurance for international students in the Netherlands on I Am Expat and on Study in NL.
Insure your belongings
There are various things you can get insurance for. Personal liability, repatriation and travel insurance, for example, are common in the Netherlands. Another important one is contents insurance. This insurance covers the contents of your student room against damage from fire, water damage or burglary. Many insurance companies offer student discounts or competitively priced insurance packages. It may look expensive, but it is really worth to be well insured. Read more about insurance for expats in the Netherlands.
Money matters
When you start a new study it also affects your finances. You have to take into account rent, insurances, daily expenses and leisure activities. As an international student you also might have to consider exchange rates.
The overview below gives you some tips and information about finances in the Netherlands.
Cash is used less and less in the Netherlands these days. However, it is still useful to have some money in your pocket.
The euro (symbol: €; Dutch plural: euro) is the currency of the Netherlands as one of the 20 Member States of the European Economic and Monetary Union. The official ISO code for the currency is EUR.
On Wisselkoers.nl you will find the most up-to-date exchange rates for the euro and other currencies.
Daily expenses
It is important to consider all of your expenses when studying in the Netherlands. On StudyinNL you can find how much a student on average spends each month. On StudyinNL you can also find tips about saving money from an international students.
Nibud
If you require more information about budgeting, you could take a look at the website of Nibud. The National Institute for Budget Information (Nibud) is an independent Dutch organisation that informs and advises on financial matters. Please note that the information on this website is only available in Dutch.
AHK discount
When you are a CvA student you can get discounts at many cultural institutions with your student card, but the AHK also made special agreements with institutions in the fields of sports and software & hardware. You can get a discounts at SURFspot and the sport centre USC.
CJP Cultuurkaart
The CJP Cultuurkaart is not specifically for students, but for all young people under 30 years old, and gives discounts on (film) festivals, concerts, theatres and museums, among other things. The card costs €17.50 per year.
Do you want even more discounts? Then take a look at this small selection of websites (information only available in Dutch):
- iAmsterdam.com
- Knaek.nl
- Studentenkorting.nl – student discounts in Amsterdam
If you experience financial problems during your studies, please contact the CvA Student Counsellor, Mirjam Pol by email: mirjam.pol@ahk.nl.
The student counsellor will work together with you to find possible solutions, that will enable you to continue your studies as well as you can or guide you in deciding to defer or discontinue your studies for the time being. Discussions with the student counsellor are confidential and personal information is handled with great care. In general, the sooner you contact the student counsellor, the better advice you can expect to receive.
Medical care in the Netherlands
Everyone that lives or works in the Netherlands is obliged to take out a basic health insurance. Each year the government decides what the package of the basic health insurance covers. More information about the basic package can be found on Rijksoverheid.nl (in Dutch).
The health insurance is paid monthly. In addition, you also have to pay a mandatory excess “eigen risico” each calendar year. This is the amount you have to pay for health care costs that are part of the basic package. Once you have paid this amount, health care costs can be reimbursed by the health insurer. More information about health insurance and mandatory excess is available on Zorgverzekeringslijn (in Dutch.)
Please note: different rules could apply to international students when it comes to the Dutch health insurance. Read more about this topic on Study in NL and Zorgverzekeringslijn.
Healthcare benefit, also known as "zorgtoeslag", is an allowance for people with a low income which will help pay for their (Dutch) health insurance. As a student you might also be elgible for healthcare benefit, if you meet the conditions.
You can request healthcare benefit via Dienst Toeslagen (only available in Dutch). Here you can use the test calculator which will help determine if you might be eligible and how much healthcare benefit you might receive.
Please note: Healthcare benefit is only an option for international students if you have the Dutch health insurance. If this is the case, please visit the Tax Administration website for more information.
General practitioner (GP)
If you are ill, you should first contact your general practitioner. It is useful to find a general practitioner in your area and to always see the same doctor, so that your health history is always known. The GP will refer you to a specialist if necessary. Without a referral, you cannot be helped by a specialist (in a hospital, for example). Students who do not have GP yet in Amsterdam or need help fast, can also go to the Huisartsenpraktijk Reguliersgracht.
Here you will find a list of all the general practitioners of Amsterdam (information only available in Dutch).
Amsterdam general practitioners’ outposts: for emergency doctors
Do you urgently need a GP in the evening, at night or at the weekend?
- T: 088 00 30 600
This is the number of the post office for GPs in Amsterdam, Badhoevedorp, Landsmeer, Diemen en Duivendrecht. See huisartsenpostenamsterdam.nl for addresses and opening hours.
Dentist
The costs for the dentist and other oral care, for instance provided by oral hygienists, do not fall under the basic insurance for adults from the age of 18. Sometimes, however, it is possible to obtain a reimbursement from the basic insurance. This concerns, for instance, reimbursement of dentures or a visit to the oral surgeon. To make an appointment with the dentist, you do not need a referral from your GP.
Here you can find all dentists in Amsterdam. On this site you can also search by postcode to find the nearest pharmacy.
Emergency dental care (24/7)
- OLVG Locatie Oost Oosterpark 9, 0900-8602
- Dental365, Piet Heinkade 215, 1019 HM A’dam 020-555 8282
Medicines can only be obtained in a pharmacy with a prescription from your general practitioner. In every municipality there is at least one pharmacy where patients without a residence permit can go. In Amsterdam, these include pharmacy Ganzenhoef, pharmacy Caleidoscoop and BENU pharmacy Haveneiland. You do not need a prescription for regular medicines, such as paracetamol. You can usually buy these at a drugstore as well.
Here you can find all the pharmacies in Amsterdam (information only available in Dutch). On this site you can search by postcode to find the pharmacy closest to you.
Life-threatening situation?
- Call 112
Amsterdam general practitioners’ outposts: for emergency doctors
Do you urgently need a GP in the evening, at night or at the weekend?
- T: 088 00 30 600 – This is the number of the post office for GPs in Amsterdam, Badhoevedorp, Landsmeer, Diemen and Duivendrecht. See huisartsenpostenamsterdam.nl for addresses and opening hours.
In urgent need of medication?
- Sometimes there is a service pharmacy at a GP surgery, but not always, and under certain conditions medicines can be delivered to your home. Information for Amsterdam and the surrounding area: FBA.nl (information only available in Dutch)
To the GP’s surgery or the hospital emergency room?
- General practitioner’s clinic: health problems for which you would call your GP during the day
- Emergency First Aid in hospital: serious situations, when a medical specialist is needed.
Are you still in doubt?
- First call the general practitioners service 088 00 30 600
What are the costs?
Visit the website of Huisartsenposten Amsterdam for the current rates, determined by the Nederlandse Zorgautoriteit (Dutch Healthcare Authority).
In doubt as to whether you need a doctor?
- Go to https://www.moetiknaardedokter.nl/en/ – you can also download a special app there.
Need reliable information on medical issues that you want to look up yourself?
- Go to thuisarts.nl this website is maintained by doctors (information only available in Dutch).
Emergency room (SEH): for emergencies, Amsterdam Hospital
Locations, see this google map
Amsterdam UMC locatie Meibergdreef
Meibergdreef 9
1105 AZ Amsterdam Zuidoost
020 566 2222
Amsterdam UMC locatie VUmc
Ziekenhuisgebouw
Amstelveenseweg 587
1081 HV Amsterdam
020-444 3636
BovenIJ Ziekenhuis
Statenjachtstraat 1
1034 CS Amsterdam
020-634 6200
OLVG Locatie West
Jan Tooropstraat 164
1061 AE Amsterdam
020-510 8911
OLVG locatie Oost
Oosterpark 9
020-599 9111
The GGD is the municipality’s public health care service. The Amsterdam Public Health Service (GGD Amsterdam) protects, monitors and promotes the health of each resident living in and near the city of Amsterdam.
You can contact the GGD for, among other things:
- Sexually transmitted infections (STIs) – such as HIV, chlamydia and gonorrhoea.
- Scabies – information about the symptoms and treatment
Emergency care applies only in cases of serious accidents or life-threatening situations. Every hospital has an emergency department that is accessible 24 hours a day and where you can be helped. You do not need a referral to go to the emergency room. If an ambulance is needed, you can call the (free) number 112.
- Emergency number, T: 112 – only in a life-threatening situation
- Suicide prevention, T: 0800-0113 – help in all forms with thoughts of suicide, also for relatives: calling, chatting, therapy, coaching, training, courses. The website has a chat button – you can chat directly.
- Police, T: 0900-8844 – for non-urgent matters.
On the website of the police you can file an online report (information only available in Dutch). - GP Posts, T: 088 00 30 600 – If you need a GP in a hurry. In the evening, at night or during the weekend in Amsterdam, Badhoevedorp, Landsmeer, Diemen and Duivendrecht.
- The Listening Line, T: 0900-0767 – if you want to talk to someone (anonymously). (information only available in Dutch)
- Emergency dental care (24/7):
– OLVG Locatie Oost Oosterpark 9, 0900-8602
– Dental365, Piet Heinkade 215, 1019 HM A’dam 020-555 8282 - Emergency psychiatry in Amsterdam 020–5235433 – emergency care for people with (very) severe acute psychological problems, whether or not in combination with addiction.
- Centre for Sexual Violence 0800-0188 – National specialised centre for victims of acute violence, sexual assault, rape: forensic, medical and psychological assistance. There are doctors, nurses, police and other social workers. The centre is a cooperation between hospitals, GGD, GGZ, police and Slachtofferhulp Nederland. Working method based on scientific research. On the website is a chat button – you can chat directly.
- Victim support: 0900-0101 – Help to victims and next of kin after a crime, traffic accident or other serious event: emotional support, guidance during the criminal process and help with compensation. The assistance is free of charge.
Health and Safety CvA
Health Care Programme
Working as a performing musician places physical and mental demands on you, in addition to artistic ones, that should not be underestimated. For a good completion of your training and further career, it is therefore important that you adopt a responsible way of working. To that effect, the Conservatorium van Amsterdam has developed a healthcare programme especially for music students. The scheme lists several healthcare specialists and treatment options, with the emphasis on preventative care. CvA students can find more information on MyAHK.
Study difficulties
The student counsellor of the CvA informs and guides students on practical and personal matters that are related to the study. Are running into difficulties that can interfere with your studies such as fear of failure, illness, injuries, problems with concentrating etc? You can contact the student counsellor. She can try to help find a possible solution to your problems, which will allow you to continue your studies or to decide in time to interrupt or stop your studies.
Student psychologist
Psychic tensions can affect your physical well-being and your ability to make music. When these tensions cause you to get stuck, you can turn to the school psychologist.
The psychological consultation hour offers students low-threshold help, support and advice with emotional and psychological problems (depression, low self-esteem, sleeping problems, mental stress).
The psychologist can refer to other care providers if necessary.
For more information and contact details, see MyAHK (login is needed).
Physiotherapy for musicians
The Conservatorium van Amsterdam refers the specific need of music students for physiotherapy to Bleeksma physiotherapy. Physiotherapist Arjen Bleeksma specialises in the recognition, treatment and guidance of physical and mental problems resulting from the specific strain that the profession of a musician can entail.
For more information and contact details, see MyAHK (login is needed).
Please note: appointments are made directly between you and the practice, not via the CvA. The first consultation is free. Afterwards the consultations are at your own expense, or at the expense of your health insurance if you have supplementary insurance. To be sure, check your insurance policy.
Confidential Advisors AHK
It is of the utmost importance that everyone at the Conservatorium van Amsterdam can study and work in a pleasant environment. Safety, mutual empathy and respect are conditions for a good working environment and a successful study period. To counter any undesirable sexual intimidation and/or aggression, the AHK offers support by means of a code of conduct, confidential advisers and a complaints procedure. On MyAHK you can find more information.
Studying with a disability
If you need certain facilities or adaptations to access and participate in education and/or taking exams as a result of a (learning) disability (for example dyslexia), you can contact the student counsellor of the Conservatorium van Amsterdam. She can refer you to the contact person of your study programme with whom you can discuss which facilities or adjustments you need to be able to progress with your studies. The discussions are confidential. The student counsellor can also refer you to organisations outside the conservatoire.
Language skills for international students
Lessons at the Conservatorium van Amsterdam are taught in Dutch or English. Therefore, every student at the CvA must have both a passive and active command of Dutch or English.
Almost everyone in the Netherlands speaks English. You will find that the Dutch are very considerate towards non-Dutch speakers and will quickly switch to English to make things easier for them. But it can still be useful to learn a bit of Dutch. Knowing the language will help you understand Dutch culture and society better.
English language course
At the start of the academic year an English language course is taught at the Conservatorium van Amsterdam for students who want to improve their English language skills. The course is offered in cooperation with De Taalkamer.
The Student Information Point of the CvA can give you more information about this. The STIP is open from Monday to Thursday with the exception of school holidays. Email: cva-stip@ahk.nl.
Volksuniversiteit Amsterdam
You can also go to the website of Volksuniversiteit Amsterdam. Here you can find language courses at different levels and for many languages.
Religion
Map of religious gatherings in Amsterdam
Many religions are represented in Amsterdam. The most represented religions in Amsterdam are listed below. Click on the map below to go to the interactive map where you can find addresses for religious gatherings in Amsterdam.
Evangelical or Pentecostal church | ||
Roman Catholic Church | ||
Protestant Church Netherlands (PKN) | ||
Reformed Church | ||
Christian church (other) | ||
Moroccan mosque | ||
Turkish Mosque | ||
Surinamese/Pakistani mosque | ||
Jewish synagogue | ||
Hindu temple | ||
Buddhist temple | ||
Sikh temple |